We’ll learn how grown-ups use credit cards and get some tips for being responsible with them. Then the ghost pirates show up.

How Credit Cards Work . When you use a credit card to make a purchase, your card details are sent to the bank of the merchant making the sale.

How Credit Card Interest Rates Work. The interest rate on a credit card, expressed as the Annual Percentage Rate (APR), is the cost you pay for borrowing money.

Credit card debt is easy to get into and can be hard to climb out of, especially if you’re carrying a big balance on a high-interest credit card.

The bottom line. Rewards credit cards can give your finances a huge boost if you use them the right way. But they can also harm your long-term goals if you don’t use your card responsibly.

Some card details on this page may be out of date. My partner and I have easily had 20 or more business credit cards over the years, and that includes the four or five we now use on a regular basis.

A flat-rate cash-back credit card can offer 1.5% or more in cash back on all purchases. It's typically the simplest way to earn cash back, but it may not be as straightforward on some cards.

Whether opening a credit card account for the first time or if you’re a longtime account holder, it’s important to understand exactly how your credit terms work. One important element of using ...

Credit card interest can increase the cost of borrowing and lead to higher debt, making it harder to pay off your balance. Fox Money is a personal finance hub featuring content generated by ...

If a merchant's return policy allows for it, you can get a refund on your credit card, which is essentially a statement credit. ... Here’s a more in-depth look at how credit card refunds work.

Travel credit cards are popular for good reason—who can resist the allure of free flights and hotel stays? Whether you’re planning your dream trip or visiting grandparents, travel rewards can ...