May 7, 2025 · We've rounded up the current average interest rates for new car loans, used car loans and refinance car loans.

Apr 24, 2025 · Here's a quick look at the average car loan interest rate by credit score: Average Auto Loan Interest Rate and Payment by Credit Score; Credit Score Range New Car APR New Car Monthly Payment Used Car APR Used Car Monthly Payment; Super prime (781 or above) 4.77%: $729: 7.67%: $527: Prime (661 - 780) 6.40%: $747: 9.95%: $515: Near prime (601 ...

May 5, 2025 · Consumer credit reporting company Experian releases average auto loan interest rates in its quarterly Automotive Finance Market report. In the fourth quarter of 2024, the overall average auto loan...

Oct 11, 2024 · The current average auto loan interest rates across all credit profiles range from 5.25% to 15.77% for new cars and 7.13% to 21.55% for used cars.

May 21, 2025 · Average auto loan interest rates sit at 7.42 percent for a 60-month new car loan, according to Bankrate's weekly survey. To find the best interest rate for your credit score and financial...

Apr 25, 2025 · Car loan interest rates in the United States decreased since June 2024. Thus, the period of rapidly rising interest rates, when they increased from less than four percent in February 2022 to 7.9...

May 7, 2025 · For example, the average car loan interest rate for people with a 730 credit score is 6.70 percent for new cars and 9.63 percent for used cars, while those with a credit score of 550 can...

2 days ago · The average car loan interest rate is 6.35% for new cars and 11.62% for used cars, according to Experian's State of the Automotive Finance Market report from the fourth quarter (Q4) of 2024. If ...

Mar 24, 2025 · According to data from Experian’s State of the Automotive Finance Market report for the third quarter of 2024, the average APR for a new car loan was 5.08% for super prime borrowers with excellent credit. The average soared to 15.43% for borrowers with deep subprime, or very poor, credit.

Apr 22, 2025 · According to Experian, the average interest rate for a new car loan through Q4 of 2024 was 6.4% APR for all credit types, which is down from the rate of 7.2% in 2023 and noticeably higher than the 6.1% rate back in 2022. The average rate for used cars was 11.6% (down from 12% a year ago, but up from the 10.4% rate 2 years ago).