FICO, the biggest credit scoring company in American real estate, provides a helpful online calculator that illustrates how much mortgage rates can differ based on credit scores.

Jul 20, 2025 · Polygon Research matrix shows rate spreads for 30-year fixed home purchase loans sold directly to Fannie Mae and Freddie Mac, organized by estimated credit scores …

Dec 23, 2025 · Review the average mortgage rates by credit score, how the mortgage interest rate you receive depends on your credit score and how to improve your credit.

Jun 16, 2025 · Below is data showing average interest rates across different credit score ranges, helping you understand how creditworthiness influences borrowing costs. Note that the credit …

Use this tool throughout your homebuying process to explore the range of mortgage interest rates you can expect to receive. See how your credit score, loan type, home price, and down …

Aug 8, 2025 · Those with scores above 760 typically get the best rates. Your credit score isn’t the only factor lenders look at, though. Your down payment, loan type and even where you live …

Feb 25, 2025 · Below are mortgage rates by credit score, based on the national average home price of $357,469 as of January 2025. The monthly payments are based on a 20 percent down …

Use Bankrate.com's free tools, expert analysis, and award-winning content to make smarter financial decisions. Explore personal finance topics including credit cards, investments, identity ...

Aug 7, 2025 · The average APR for credit cards was 23.37% in August 2024.³ This is up from 21.47% in the final quarter of 2023. The average new card APR for subprime credit cards has …