Dec 2, 2025 · Debt discharge is the cancellation of a debt due to bankruptcy. When a debt is discharged, the debtor is no longer liable for it and the lender is no longer allowed to make attempts to...

What is a discharge in bankruptcy? A bankruptcy discharge releases the debtor from personal liability for certain specified types of debts. In other words, the debtor is no longer legally required to pay any …

Dec 3, 2025 · Once a discharge is granted, creditors and debt collectors must immediately cease all collection activity on the debt. That includes calls, letters, lawsuits and wage garnishments. Violating a...

Chapter 7 bankruptcy is a “second chance” to regain control of your finances by having most of your unsecured debt, including credit card debt, medical bills, and personal loans, legally discharged by a …

Aug 29, 2025 · In Chapter 7 bankruptcy, filers are typically discharged within a few months. In Chapter 13, the bankruptcy discharge occurs after you complete a 3–5-year repayment plan. Most unsecured …

Sep 20, 2024 · To discharge a debt means to eliminate the debtor’s legal obligation to repay it. In other words, when a debt is discharged, the creditor can no longer legally require the debtor to pay the …

Aug 16, 2025 · Explore proven legal strategies to discharge debt. Understand your options for effectively reducing or eliminating financial obligations.

Discharge (of debts) refers to the process in bankruptcy court, when a debtor is no longer liable for their debts, and the lender is no longer allowed to make attempts to collect the debt. The court will issue a …

Jul 10, 2025 · What Is a Debt Discharge? A debt discharge is a permanent legal order from a court that releases a borrower from the personal obligation to repay a debt. Once a debt is discharged, the …

Nov 12, 2025 · Before filing for bankruptcy, you'll want to know which debts are forgiven in a bankruptcy action. For instance, Chapter 7 bankruptcy "discharges" credit card balances, medical bills, past-due …