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  1. Zero-Based Budgeting: What It Is and How to Use It - Ramsey

    Apr 15, 2025 · To make a zero-based budget, list your income, plan your expenses, make sure income minus expenses equals zero, track expenses, and create a new budget every month.

  2. Free and Easy Budget Template - Ramsey

    Mar 27, 2025 · Our free budgeting template uses a zero-based budget, where every dollar has a job—spending, saving or giving. The template is designed to be simple and effective, making it …

  3. How to Make a Budget: 5 Simple Steps - Ramsey

    Aug 28, 2025 · Budgeting doesn’t have to be stressful! Learn how to make a budget in five simple steps, including tips to make it work for you, your income and your goals.

  4. EveryDollar | Learn to Budget - Ramsey

    Brand new to budgeting? Just need a confidence boost? Learn how to make a budget you'll actually stick to in five simple steps.

  5. EveryDollar - Ramsey

    EveryDollar is the budgeting app from Dave Ramsey that helps you find margin, track spending, and make real progress with your money.

  6. Easy Budgeting Without a Spreadsheet - Ramsey

    Aug 24, 2023 · Budgeting doesn’t have to be hard. But it does have to happen every month. Check out these five easy budgeting tips to help you get started—and keep going!

  7. Meet EveryDollar: The Free Budget App That’s Just Right for You

    Aug 22, 2025 · EveryDollar is the only budgeting tool created with the Baby Steps in mind (aka the proven plan for saving money, paying off debt, and building lasting wealth).

  8. How to Create Your Budget With EveryDollar - Ramsey

    Feb 7, 2024 · Learn how to create a monthly budget in four basic steps—plus get tips on how to make a budget that actually works for you.

  9. What is a Zero-Based Budget? - Ramsey Help Center

    That principle comes to life through a zero-based budget. The goal is simple: Income − Expenses = $0 That means every dollar has a job—whether it's going toward bills, savings, debt, or your next big …

  10. What Is a Budget? - Ramsey

    Aug 7, 2025 · Using the “set it and forget it” method for budgeting is like writing out the steps to train for a marathon and then never even lacing up your shoes. Making the plan is just the first step—not the …