Payday Loans Explained: 664% APR, Debt Traps & What Your State Won't Protect You From
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YouTubeThe Finance Decoder
Payday Loans Explained: 664% APR, Debt Traps & What Your State Won't Protect You From
In states like Texas, payday lenders can legally charge up to 664% APR. 12 million Americans fall into this trap every year — paying $9 billion in fees without ever touching the principal. This video breaks down exactly how payday loan debt cycles work, who gets targeted, which states offer zero protection, and what you can do right now to ...
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